Cash advance and payday loan have the same meaning. Payday
loans are also called as paycheck advance or payday advance. They are short
term loans –usually two to four weeks- with high interest rates.
Regulations and rules are different in the countries for
payday loans. In USA, every state can impose different rules on payday loans.
Therefore if you are looking for cash advance, you should first talk to payday
lenders in your states.
There are some critics about payday loans. For example,
according to Wikipedia, Consumers Union blame payday lenders for expoloiting
financial hardship of people for profit. According to them, many people may not
understand true costs of high interest rates. On the other hand some say that,
low income communities had no access to credit in the past, now they have
chance for cash advance. It doesn’t matter what do you think about these two
opposite ideas, it is the fact that before obtaining a payday loan you should
calculate the true costs and all the risk. If you can’t repay the loan on
payday, this will lead to cycle of debt and it brings more stress to your life.
Before obtaining a payday loan, local non profit communities
and financial institutions should be called because they can have same type of
loan for spesific situations.
loan 
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