Archive for the ‘Credit’ Category

lower interest rate

How to negotiate the interest rate with your credit card company

The rates on credit cards are still very high for most banks and will probably always stay like that. With the way it is today, it can take years or even decades to pay off even a small balance by making the minimum payment, especially if you have thousands in debt. A better strategy might [...]

Rebuild Your Own Credit

Yes, You Have the Power to Rebuild Your Own Credit

When you’ve been in debt for a long time, you might think that it’s impossible to get out of debt. If collection agencies are calling your house all of the time, you might think that there will never be a day where your phone doesn’t ring with someone on the other line demanding money. You [...]

Building Your Credit

Rapidly Building Your Credit Again After Bankruptcy

Life after bankruptcy doesn’t have to be hard, but it does have to be planned. If you think that debt consolidation won´t help you avoid the bankruptcy and you have already made the decision to file bankruptcy, you shouldn’t feel like your life after the discharged bankruptcy is going to be impossible to live. It’s [...]

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